Mortgage and refinance rates today, Friday, June 12, 2026: Rates move lower today

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According to the Zillow lender marketplace, the average 30-year fixed-rate purchase mortgage fell by 4 basis points to 6.36% today. The average 15-year fixed rate fell by just 1 basis point to 5.85% today. The average 5/1 ARM moved lower by 15 basis points today to 6.36% .

Weekly survey of mortgage lenders with the lowest rates: Leaders price in the low 6% range

Here are the current mortgage rates, according to the latest Zillow data, for Friday, June 12, 2026:

Remember, these are national averages and have been rounded to the nearest hundredth.

These are today's mortgage refinance rates, according to the latest Zillow data:

Again, the numbers provided are national averages rounded to the nearest hundredth. Mortgage refinance rates are often higher than rates when you buy a house, although that's not always the case.

Your mortgage rate plays a large role in how much your monthly payment will be. Use this mortgage calculator to see how your mortgage amount, rate, and term length will impact your monthly payments: