Mortgage and refinance rates today, June 5, 2026: Rates mixed again and reverse course from yesterday

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According to the Zillow lender marketplace, the average 30-year fixed-rate purchase mortgage rose by 4 basis points to 6.33% today, after falling 8 basis points yesterday. The average 15-year fixed rate fell by 11 basis points to 5.72% today, after rising by 5 basis points yesterday. The average 5/1 ARM increased by 15 basis points today to 6.49% , after falling by 20 basis points yesterday.

Weekly survey of mortgage lenders with the best rates: Leaders price in the low 6% range

Here are the current mortgage rates, according to the latest Zillow data, for Friday, June 5, 2026:

Remember, these are national averages and have been rounded to the nearest hundredth.

These are today's mortgage refinance rates, according to the latest Zillow data:

Again, the numbers provided are national averages rounded to the nearest hundredth. Mortgage refinance rates are often higher than rates when you buy a house, although that's not always the case.

Your mortgage rate plays a large role in how much your monthly payment will be. Use this mortgage calculator to see how your mortgage amount, rate, and term length will impact your monthly payments: